The only reason why paycheck-to-paycheck happens is because you're not making enough money to support your lifestyle. So either make more money or cut something

The only reason why paycheck-to-paycheck happens is because you're not making enough money to support your lifestyle. So either make more money or cut something out. None of the numbers you gave seem particularly jarring, but $110k as a tech director in NYC seems crazy under-market, so I'd vote for "make more money."