Yes, at the first bump up in salary most tend to bump up their spending as well and you end up where you started more or less. It’s very important to learn fru

Yes, at the first bump up in salary most tend to bump up their spending as well and you end up where you started more or less. It’s very important to learn frugality in order to break that cycle. Yes, for OP $110k in NYC is not very much at all considering the hi COL and taxation in NYC.