The problem is that qualifier isn't correct. The test needs another qualifier, it should be a depreciating, non productive asset. Many assets that are incredib

The problem is that qualifier isn't correct. The test needs another qualifier, it should be a depreciating, non productive asset. Many assets that are incredibly productive depreciate. If you're making a living as a house painter you definitely want to invest in paint brushes rather than smearing the paint all over the walls with your hands. The fact that the brushes wear out pretty quickly is irrelevant. Same goes for an auto mechanic buying sets of wrenches, and possibly the developer getting a much faster computer that increases their productivity. Fact is that owning a reliable car is a prerequisite to many jobs and living situations. The advice is usually given around consumption type "assets". Like don't go into debt to buy a jetski or golf clubs or something. It's a mistake to transfer that logic to productive assets.