You wouldn't ask Reddit about how to be a well adjusted adult. You wouldn't ask 4Chan about white collar workplace social norms. When it comes to making ends

You wouldn't ask Reddit about how to be a well adjusted adult. You wouldn't ask 4Chan about white collar workplace social norms. When it comes to making ends meet most of HN lives on easy mode. If your situation is anything other than easy mode then the usefulness of anything anyone here has to say will approach zero. You don't know what you don't know. This means that even when someone is an outlier and has great advice on a topic in which you wouldn't expect is you won't be able to identify it. So hedge your bets by asking your questions in communities that have relevant experience in the topic.