Those 5 different people don't understand the big picture and even if they do they likely don't care (and probably have been burned from caring in the past). G

Those 5 different people don't understand the big picture and even if they do they likely don't care (and probably have been burned from caring in the past). Getting comically insane stuff (like a 400k transfer to a scammer) to actually happen is way easier when everyone exists in "I just stamp the form if all the fields are filled out, checking what's in the fields is the next guy's job" type silos.