The thing with mortgages (and rents) is they're highly variable across the country, I'm in one of the lowest paid regions of the UK and a town nearby can have 2

The thing with mortgages (and rents) is they're highly variable across the country, I'm in one of the lowest paid regions of the UK and a town nearby can have 2-bedroom houses going for £60K. That could amount to ~£150/m repayments over 40 years. The same house in South East England may go for quadruple that. Gas is also one of the main sources of electricity generation here. Energy has by far outstripped inflation here over the past year.