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Thanks, we don't have any non mortgage debt. Our mortgage is relatively low compared to most. I'm not looking to invest, I just want to make sure I provide foo

by xupybd 5y ago

Thanks, we don't have any non mortgage debt. Our mortgage is relatively low compared to most. I'm not looking to invest, I just want to make sure I provide food and shelter for my wife and child. Good idea to have a plan to rapidly reduce spending. I think I'll see what I can cut now. There are things I host that can be cancelled. No more VPS to host a personal email server I hardly use.

blfr 5y ago
Not to encourage you to waste money, and there's definitely benefit in reducing clutter, but saving $4/mo on a VPS is unlikely to make a significant difference.
- xupybd 5y ago
  You're right but if I can find 20 similar costs to cut out I can start to make a difference.
  - k8sToGo 5y ago
    That is the right attitude. Spotify, YouTube, Netflix... it all adds up.
    - blfr 5y ago
      Yes but OTOH when you're unemployed is when you have the most time to really use these services.