> Would you say that there isn't a housing shortage? There isn't, the problem is everybody thinks they must be owners despite their financials. Truth is, offer

> Would you say that there isn't a housing shortage? There isn't, the problem is everybody thinks they must be owners despite their financials. Truth is, offer is limited because not everyone can afford a house in most cities. From a bank perspective, the bank wants more from both sides : deposits and loans and that's the truth driving the "demand" : let's give away more loans !