> Right now, a government agency would need to ask your bank to take your money A government agency seizing your money rather than asking a bank to do so would

> Right now, a government agency would need to ask your bank to take your money A government agency seizing your money rather than asking a bank to do so would often be an improvement over what we have in the US today: Banks routinely freeze peoples accounts with zero due process and little recourse, through the implicit (but not legally recognized) coercion of the impossible maze of bank regulation. When your assets are frozen directly by the government you're more likely to get access to some amount of due process-- though not always (see: civil forfeiture). In any case, since banks absolutely never stand up against the government to protect ordinary customers (drug cartels will billion dollar scale accounts are another matter...) it's hard to imagine a CBDC being worse in this particular respect.