This is still true of small credit unions, but over the last 30 years has become less true of giant credit unions in my experience. Large credit unions have ha

This is still true of small credit unions, but over the last 30 years has become less true of giant credit unions in my experience. Large credit unions have have morphed into institutions that are nearly indistinguishable from banks, are run by the same executives (who move laterally back and forth between them), with the same culture, norms, and attitude towards customers^H^H^H^H^H^H^H^H^Hmembers. And, unfortunately, small credit unions are finding it harder and harder to compete given the necessary investments to keep current technologically and meet new regulations.