There isn't--if you can get materials. And afford them. The windows in my house are starting to go. I've probably got another five years or so before they're a

There isn't--if you can get materials. And afford them. The windows in my house are starting to go. I've probably got another five years or so before they're a problem, but they were the most obvious future expenditure when I bought the place. The windows that best hit the durability and insulation points that I expect, for living here for the next 10-15 years, are around $1100 apiece. $1800 for the bigger one in the middle of the bay window on the first floor. Oh, and they also have a 9 month lead time, if you're lucky! And this is after I've spent five figures opening every wall, heavily insulating the place, and buttoning it back up. I'm not complaining personally; I can afford this okay, but it's impractical to expect even moderately well-off Americans to be able to. This isn't just about the bottom line of developers, 'cause most housing stock is already owned. We're probably looking at massive subsidies to make it happen, and significant resistance because doing it is a huge imposition (one I did willingly, but I knew I was getting into it) reliant on limited labor and materials.