The intent of a Central Bank is as a Bank for Banks. Consumers never interact with the Federal Reserve directly. The Federal Reserve is not owned by the actua

The intent of a Central Bank is as a Bank for Banks. Consumers never interact with the Federal Reserve directly. The Federal Reserve is not owned by the actual government, there is a board of governors who reports to congress. The actual ownership is shared across actual banks as shareholders. I find it very peculiar that they want to interact directly with consumers via a digital currency. An article I read mentions ideas around financial products, etc. which to me sounds like a huge red flag that they would want to interact with consumers. It sounds like another way for Banks to siphon off money from common people with the advantage that they (or 3 letter agencies) can track the money.