The author presumes that a CBDC has to be account-based and privacy-invasive. As pointed out in this other posting [1] that was made today, that is not the only

The author presumes that a CBDC has to be account-based and privacy-invasive. As pointed out in this other posting [1] that was made today, that is not the only option. [1] https://news.ycombinator.com/item?id=30625163 https://news.ycombinator.com/item?id=30625163