not sure whether saying 'no' is going to do anything - governments can simply roll CBDC out and scale it through incentives. In the PRC for example, their CBDC

not sure whether saying 'no' is going to do anything - governments can simply roll CBDC out and scale it through incentives. In the PRC for example, their CBDC started by simply loading up people's mobile wallets with free money, which can be used to buy real products. HK Govt about to do the same - $10,000 HKD give away to Oyster Wallet to all permanent residents. Of course you are going to use it, not initially as any substitute for any other form of currency but as a nice supplement to your income. Then, in designed scope creep, you get an option to take your salary via CBDC, with the incentive of auto taxation, maybe even a lower tax rate if you do so. You are going to do it. Then maybe retailers start charging slightly more for any sale that uses anything else. They eventually won't accept anything else. Slowly but surely, society transitions entirely to CBDC, with the only alternative being straight up barter between citizens, as by then crypto will have been so squeezed through increasingly stringent regulation, that it can no longer pragmatically operate as currency. Good or bad? Dunno, can't really see what you can do about it!