Something I think a lot of people are forgetting is that NOT EVERYONE HAS A BANK ACCOUNT! Nor does everyone trust banks, wish to make a bank account, have the n

Something I think a lot of people are forgetting is that NOT EVERYONE HAS A BANK ACCOUNT! Nor does everyone trust banks, wish to make a bank account, have the necessary cognitive ability to make a bank account, etc. By making cash completely digital, you are getting rid of the unbanked. Which isn't a small amount of people - approximately 1 out of every 20 people in America do not have a bank account. That's literally tens of millions of people who would not be able to FUNCTION should we have a digital dollar. So who would be giving out these bank accounts? The government? Banks? Can banks say that if you don't have an address, or if you don't have 40 bucks to your name, or any other list of conditions, then you cannot have a bank account? The fact that people are not even thinking about this blatant problem shows exactly how much care is given to those who have no bank account, and what the true intention is. The intention of a digital dollar is to make banks necessary to live. The intention of a digital dollar is to make it literally impossible to function without a bank account, and that's a huge problem.