While risk mitigation isn't your priority, you do it, all the time. The reward for riding your bike far outweighs what little risk exists. So you ride your bike

While risk mitigation isn't your priority, you do it, all the time. The reward for riding your bike far outweighs what little risk exists. So you ride your bike. Not doing something had a risk as well. Not riding your bike may mean walking on the street for longer or not getting enough exercise. The cost of wearing a mask far outweighs the risk of catching the flu.