> it seems that all these goals could've been achieved much cheaper, with perhaps a little more time investment? This is a massive understatement. It makes abs

> it seems that all these goals could've been achieved much cheaper, with perhaps a little more time investment? This is a massive understatement. It makes absolutely no sense in any way. The fact that the author thought it necessary to add some big introduction about their "source" in an attempt to add credibility in what is just some fantasy by someone who really doesn't like the idea of CBDCs is highly suspicious.