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Is crypto decentralized if all practical exchanges for ordinary users are highly centralized?

• bravetraveler 5y ago
  That was my question too... to get practical use out of it in terms of transferring value, 9/10 it goes back to fiat - and that's going to be centralized in a majority of the cases. I can buy some hosting services with crypto, but pretty much everything else I'm involved with requires USD or equivalent. I also like to make my purchases at a whim - crypto jumping up/down with the moment means one payment today could've been two tomorrow. I try to spend it well but this is unnecessary calculus