In that you can register a phone number without any confirmation. So the security of Steam is stronger than signing up to receive money on Zelle. Same for Venm

In that you can register a phone number without any confirmation. So the security of Steam is stronger than signing up to receive money on Zelle. Same for Venmo and PayPal. I can’t add a phone number or email to PayPal without confirming it. It seems odd to receive funds without verifying my contact info. Also, seems like there should be some age issues for the amount. The fact that I can open an accounts, scam $500, and shut it down very quickly is bad. My bank doesn’t let me deposit checks over a certain amount before checking my credit and having an account for a while. Seems Zelle should be as hard as a normal checking account.