If you are well off, it is comforting to believe that your wealth came from smartness and hard work, and that people who have less than you are dumb and/or lazy

If you are well off, it is comforting to believe that your wealth came from smartness and hard work, and that people who have less than you are dumb and/or lazy. That way you can ignore structural inequality and don't need to consider doing anything to correct it. It is the same false moral back-patting of "I'm colorblind and don't see race," which usually really means "By pretending to not see race, I have an excuse for not recognizing race-based injustices."