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Does Stripe allow delayed payments? That is, people put in their credit card details, Stripe authorizes the card but doesn't capture the amount charged, then we
by seanstickle 15y ago
Does Stripe allow delayed payments? That is, people put in their credit card details, Stripe authorizes the card but doesn't capture the amount charged, then we can approve/decline the transaction, and then Stripe can capture or void the transaction?
We have a situation where we need, for legal reasons, to verify that people giving us money are allowed to do so, and we really don't want to have to reverse the charge after the fact if we find out they're not eligible to pay us.
Otherwise, the system looks great, and I want to use it right now.
- saikat 15y agoSean, you should jump into our campfire (https://stripe.com/campfire https://stripe.com/campfire) or send us an email at support@stripe.com. We can try to offer a few suggestions for how to do this.
- boucher 15y agoWe don't support what's typically known as separate auth and capture in the payment industry (though we may in the future). Typically, we recommend just capturing the card information by attaching it to a customer object, and then making a charge later. If you're charging a really high amount, or for some reason need a 100% guarantee that the charge will succeed, then right now you'll have to make the charge and then issue a refund in your situation.
- jtheory 15y agoNote, though: when you refund the charge, the fees you paid aren't refunded to you. This was the one downside of Stripe for me, vs. PayPal (though it's pretty minor -- I only have a handful of refunds a year... but I offer them all the time, and I've always liked feeling free to do that).