First, I second all the people here who said "focus on Fidelity". Absolutely, you should forget all the others, Fidelity is the most serious. Not only because

First, I second all the people here who said "focus on Fidelity". Absolutely, you should forget all the others, Fidelity is the most serious. Not only because of the direct implications of your financial account there, but because "people talk" in the financial industry, so you could easily see problems arising with other financial companies. Now, moving on. You explicitly mention "SMS verification failed" for two separate providers. This to me smells as if your number has ended up on some fraud list (this could well be the reason behind Lyft too). Perhaps you have been subject to SIM cloning ? Perhaps share your concerns with your phone provider ? Maybe go as far as changing your number (but perhaps not until you've fixed Fidelity if your Fidelity account is linked to your phone number).