Our account application asks for your personal information (thinks like bank account details, home address, etc.) as part of our automated verification process.

Our account application asks for your personal information (thinks like bank account details, home address, etc.) as part of our automated verification process. Once it gets submitted, we try to verify and approve the application as quickly as possible, hence the quick contact. Of course, you don't have to submit this application until you're ready. You can save your account on Stripe without filling out the account app, and do as much testing as you like, forever. Once you're ready to process real payments, that is when we'll require some of this information. Hope that helps explain things.