US/Canada, startups and non-startups. 2/3rds of our businesses are online (mostly startups), 1/3rd brick and mortar. I don't have a better breakdown than that a

US/Canada, startups and non-startups. 2/3rds of our businesses are online (mostly startups), 1/3rd brick and mortar. I don't have a better breakdown than that at my fingertips. Average size of our customer is fairly large, skewed by several large customers. We have a lot of startup customers. The ones that are a challenge to get underwritten are typically marketplace businesses of some kind (you sell something, a third party gets paid for it and you take your cut). We have a bunch of them as customers but some are a challenge to get underwritten (fraud reasons/banks are stupid about it). We are totally upfront and transparent and never post anonymously btw. Our business name is actually Transparent Financial Services!