You don't need a financial advisor. Pay off any credit card or other high interest debt (and don't run up more). Put the rest in a Vanguard Total Stock Market

You don't need a financial advisor. Pay off any credit card or other high interest debt (and don't run up more). Put the rest in a Vanguard Total Stock Market index fund, and setup automatic payment of $100 from your savings account to add to the lump.