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>I have 40'000 Euro cash and 60'000 Euro in ETFs/stocks. Leave it there, try not to spend it, and try to get a higher paying job. The only thing I'd suggest i

>I have 40'000 Euro cash and 60'000 Euro in ETFs/stocks. Leave it there, try not to spend it, and try to get a higher paying job. The only thing I'd suggest is that, depending on what your personal safety net looks like (if you hit 0, can you live with your parents?), you put the 40k into ETFs/stocks too instead of just cash.

2-718-281-828 5y ago
> if you hit 0, can you live with your parents? sadly no > you put the 40k into ETFs/stocks too instead of just cash. but that's a bit questionable, don't you think? I mean then I'd be easily reaching a point where I need to sell for the sake of paying bills if things go badly and things going badly for me statistically correlates with things going badly for economy and my stocks. > Leave it there, try not to spend it, and try to get a higher paying job. Thing is this is what I did up until now - I'm not a carrier guy really but technically my salary increased every time. But it didn't make me happy. So, I want to try something different.
- legalcorrection 5y ago
  >that's a bit questionable, don't you think? Yeah, if you can't just live with your parents, then your emergency fund should be in highly liquid, stable assets. Your country's currency is pretty good as far as that goes. But in terms of leveraging that money to make it big, frankly, 100k Euros is nothing. It's enough money to live off for a few years, so if you have something really good to do with that time besides work, there's that.