> Depends on your risk appetite, age, and responsibilities. It's going to be a different answer for all of us. Totally. I'd say my risk affinity is higher tha

> Depends on your risk appetite, age, and responsibilities. It's going to be a different answer for all of us. Totally. I'd say my risk affinity is higher than average but far from risk seeking. I consider myself risk accepting as long as I get something back for it (even in case of failure - for example fun, experiences) and as long as I can somewhat gauge the risk level and control it to some extent. I like rock climbing, scuba diving, drugs but I'm not the base jumper type of guy. Also no responsibilities (esp. no kids) > I will put all of it into investing in myself. Maybe I could take some time off to focus on learning something that I always wanted and can earn huge income from or perhaps start a more risky endeavor such as a business. Learning something new is definitely a good idea. If I'd just knew what. But I'll keep thinking about it. I don't think I'd go back to university. But something where learning and earning goes hand in hand would be something I'd consider. If I'd be ten years younger I might consider studying medicine and aim for becoming a surgeon - but I hate to say it - I feel that would be too high of a time investment at that point in my life. > To maximize the utility of 50K, I would move to a well connected but cheaper cost of living country. Where would you move?