They missed one of the most important ones. Get in the habit of saving your money because you'll need it in the future. If friends and family are pushing you t

They missed one of the most important ones. Get in the habit of saving your money because you'll need it in the future. If friends and family are pushing you to use your money on them, keep in mind that ,in the future, when you need them to help with your expenses they won't be around or they won't have the money to help you.