> Don't finance with the dealership, go to a credit union like DCU Not always true. DCU has to make a profit, so the floor of their auto loan is going to be li

> Don't finance with the dealership, go to a credit union like DCU Not always true. DCU has to make a profit, so the floor of their auto loan is going to be like 1.5-2%. A car dealer is also making money from the sale of the car, I have gotten APRs like 0.9% from the likes of Honda, which is going to beat DCU. Basically, shop around and take the better deal. > Negotiate, even in times like this you can negotiate Well, some cars you can't. Tesla has a fixed price, take it or walk. It's quite refreshing.