It is your choice whether you use these services or not. On the other hand, if I decided to use them, I would like rules to make my account safer. It is not g

It is your choice whether you use these services or not. On the other hand, if I decided to use them, I would like rules to make my account safer. It is not going to make it more difficult to get into your account -- companies that implemented insecure login method will basically have to adjust and that's it.