Payment by check is really not that common in US retail commerce. 2021 numbers from the Fed indicate 2% of in-person payments are via check, and I suspect that

Payment by check is really not that common in US retail commerce. 2021 numbers from the Fed indicate 2% of in-person payments are via check, and I suspect that skews very heavily toward older customers. For comparison: 34% debit card, 31% credit card, 28% cash, 4% "other". https://www.frbsf.org/cash/publications/fed-notes/2021/may/2021-findings-from-the-diary-of-consumer-payment-choice/ https://www.frbsf.org/cash/publications/fed-notes/2021/may/2...