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Which crypto today is realistically usable as a currency (for e-commerce)? * easy on-ramp for non-holders - this is the hardest * easy to use wallets * actua

by sireat 5y ago

Which crypto today is realistically usable as a currency (for e-commerce)? * easy on-ramp for non-holders - this is the hardest * easy to use wallets * actually useful merchants that accept said crypto * reasonable fees - that preferably beat visa/mc - this rules out most (crypto CC providers) I have a side business in a field rife with CC fraud. I am yet to find an easy to offer crypto payment solution that would entice customers.

rvz 5y ago
USDC [0] essentially can be used as a multi-chain stablecoin. You can accept USDC with other cryptocurrencies listed on [0]. Here's an example of a user paying with Solana USDC: Depending on the fees, the merchant could use say, Solana Pay [1] or MoonPay [2] and the user on-ramp is the Phantom Wallet [2][3]. All of that addresses every single bullet point. [0] https://www.circle.com/en/multichain-usdc https://www.circle.com/en/multichain-usdc [1] https://solana.com/news/solana-pay-announcement https://solana.com/news/solana-pay-announcement [2] https://www.moonpay.com/business/onramps https://www.moonpay.com/business/onramps [3] https://www.moonpay.com/blog/moonpay-phantom https://www.moonpay.com/blog/moonpay-phantom [4] https://phantom.app/ https://phantom.app/
- version_five 5y ago
  I googled "merchants accepting moonpay" and could not find a list. Are you aware of one? Edit: ditto for solana pay, it looks like this was announced this month an "will" do a lot of stuff but doesn't exist
- sireat 5y ago
  I appreciate the links. I do not see the example link of user paying with Solana USDC? In your links I did not see useful case studio OUTSIDE crypto space. Your links show tons of crypto to crypto use cases. (currently emphasing being on various nft related services, like that phantom.app -> A beautiful home for all your NFTs). I sell virtual products/services which are not related to crypto. I want to offer an ability for someone without any cryptocurrency to purchase these virtual goods from me. So the chain could be https://www.moonpay.com/buy https://www.moonpay.com/buy -> users uses some wallet -> payment widget on my site.(like old bitpay) There have to be examples of a regular ecommerce shop having this functionality. Again, I want Joe Sixpack with a CC but no crypto to come onto my site and pay with cryptocurrency in a user friendly manner.

by sireat 5y ago

rvz 5y ago

USDC [0] essentially can be used as a multi-chain stablecoin. You can accept USDC with other cryptocurrencies listed on [0]. Here's an example of a user paying with Solana USDC: Depending on the fees, the merchant could use say, Solana Pay [1] or MoonPay [2] and the user on-ramp is the Phantom Wallet [2][3]. All of that addresses every single bullet point. [0] https://www.circle.com/en/multichain-usdc https://www.circle.com/en/multichain-usdc [1] https://solana.com/news/solana-pay-announcement https://solana.com/news/solana-pay-announcement [2] https://www.moonpay.com/business/onramps https://www.moonpay.com/business/onramps [3] https://www.moonpay.com/blog/moonpay-phantom https://www.moonpay.com/blog/moonpay-phantom [4] https://phantom.app/ https://phantom.app/

version_five 5y ago
I googled "merchants accepting moonpay" and could not find a list. Are you aware of one? Edit: ditto for solana pay, it looks like this was announced this month an "will" do a lot of stuff but doesn't exist
sireat 5y ago
I appreciate the links. I do not see the example link of user paying with Solana USDC? In your links I did not see useful case studio OUTSIDE crypto space. Your links show tons of crypto to crypto use cases. (currently emphasing being on various nft related services, like that phantom.app -> A beautiful home for all your NFTs). I sell virtual products/services which are not related to crypto. I want to offer an ability for someone without any cryptocurrency to purchase these virtual goods from me. So the chain could be https://www.moonpay.com/buy https://www.moonpay.com/buy -> users uses some wallet -> payment widget on my site.(like old bitpay) There have to be examples of a regular ecommerce shop having this functionality. Again, I want Joe Sixpack with a CC but no crypto to come onto my site and pay with cryptocurrency in a user friendly manner.