Some of the exchanges have debit cards-- https://www.coinbase.com/card https://www.coinbase.com/card They convert cryptocurrency to "fiat" during the purchase

Some of the exchanges have debit cards-- https://www.coinbase.com/card https://www.coinbase.com/card They convert cryptocurrency to "fiat" during the purchase so it's not really what you want per se. I've heard crypto compared to gold in that most holders wouldn't buy goods/services with it directly but it somehow has value anyway. Obviously it doesn't have the same thousands year history as gold.