Yes I also believe it's a terrible service no-one should use! If you can't afford luxury products don't buy them yet! I made the same critic on swedish startup

Yes I also believe it's a terrible service no-one should use! If you can't afford luxury products don't buy them yet! I made the same critic on swedish startup Klarna: https://news.ycombinator.com/item?id=28139376 https://news.ycombinator.com/item?id=28139376