You're here because you're an engineer, right? I have a bank account. You give me £100 and tell me to send £100 to 00273 00338435. Done. As other posters have

You're here because you're an engineer, right? I have a bank account. You give me £100 and tell me to send £100 to 00273 00338435. Done. As other posters have said, in many countries this is a Service(tm) but generally, unless you've gimped payments anyone can just do this.