We just need to preserve the ability to perform an anonymous transaction. Convenience of cashless is predicated on the assumption that you're willing for the tx

We just need to preserve the ability to perform an anonymous transaction. Convenience of cashless is predicated on the assumption that you're willing for the tx to be on record. For tx you want off the record, cashless is not convenient at all. If one's position is that there is no need for anonymous transactions, that's a different conversation.