I like the idea, but can’t they get around it with prepaid cards or (eventually) crypto? And rich people aren’t punished at all, they can always get someone els

I like the idea, but can’t they get around it with prepaid cards or (eventually) crypto? And rich people aren’t punished at all, they can always get someone else to do it. I think they would need to use an equivalent of a no-fly list, which would be hard to make every business to use, and also privacy crushing.