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No, it's not done on-device. Think about it: they know where the merchant is for card-present transactions, so how do they know how far apart the card and your
by ThePowerOfFuet 5y ago
No, it's not done on-device. Think about it: they know where the merchant is for card-present transactions, so how do they know how far apart the card and your phone are if they don't know where your phone is?