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If the government was reasonable, there'd be no need for an alternative banking system.
by Kinrany 5y ago
If the government was reasonable, there'd be no need for an alternative banking system.
- mschuster91 5y agoTraditional banking systems require resources that are pretty expensive. You need somewhat decent roads, electricity for ATMs and branches everywhere, public transport so that people can go to a bank... M-Pesa and friends just piggyback on the existing phone network.