Having all the info summarized in one page is useful. > IRAs do not allow access until minimum age 59.5 For a Roth IRA, you can withdraw the contributions, bu

Having all the info summarized in one page is useful. > IRAs do not allow access until minimum age 59.5 For a Roth IRA, you can withdraw the contributions, but not the earnings, at any time. For example, if you contribute $5k that gains $100 in interest, you can withdraw the $5k without penalty. If you withdraw the $100, it'll be taxed and penalized. One source: > You can withdraw contributions you made to your Roth IRA anytime, tax- and penalty-free. However, you may have to pay taxes and penalties on earnings in your Roth IRA. https://www.schwab.com/ira/roth-ira/withdrawal-rules https://www.schwab.com/ira/roth-ira/withdrawal-rules