I actually think that when they are young is the most expensive period - unless you have family nearby to help, either one of you gives up work or you pay a lar

I actually think that when they are young is the most expensive period - unless you have family nearby to help, either one of you gives up work or you pay a large amount of money on childcare, or some combination thereof if you work part-time. Although we haven't reached the teenage years yet so I am prepared to change my mind!