When the giant Equifax hack happened creditors had to start doing more diligence to make sure they weren't allowing fraudulent borrowing since it was happening

When the giant Equifax hack happened creditors had to start doing more diligence to make sure they weren't allowing fraudulent borrowing since it was happening so frequently. So optimistically maybe having lots of information public and easily searchable like this ultimately leads to a similar outcome. Like maybe it forces us to stop using date of birth to verify identity since it's so easy to find anyone's date of birth. If the information is going to be out there maybe it's safer for everyone to have it than just a few people. If just a few people have it, and they use it to screw just a few other people, there's no pressure to fix it. Or of course maybe that's wishful thinking.