If you spend 5 minutes in a bank this is not surprising. Probably 99.99999% of most banking loan staff have zero input on if a loan is accepted or not. They j

If you spend 5 minutes in a bank this is not surprising. Probably 99.99999% of most banking loan staff have zero input on if a loan is accepted or not. They just follow the rules set from on high and tell you yes or no to your face instead of a computer. Their job is really just to calm you down when you get rejected or tell you what you have to do to get accepted from their secret rules. I even worked on a loan program years back to centralize a bunch of acquired banks. They literally told their staff not to tell customers there was nothing they could do and a set of rules in the computer made 99% of the decision for the loans now.