It isn't Plaid's fault. The majority of their traffic is oAuth. Chase for example is oAuth, as are most of the largest financial institutions now. That wasn't t

It isn't Plaid's fault. The majority of their traffic is oAuth. Chase for example is oAuth, as are most of the largest financial institutions now. That wasn't the case when Plaid launched and the other issue with screen scraping nobody has brought up (and the article conveniently leaves out) is it's easy to block scraping traffic. Without direct connections Plaid and all aggregators are completely at the mercy of bank systems that don't distinguish their legitimate business use case from spam.