While I am grateful you list the options for many, please understand I was in a position where I was too "rich" for all these options (more than 25k), but too p

While I am grateful you list the options for many, please understand I was in a position where I was too "rich" for all these options (more than 25k), but too poor for effective insurance ($45k+) I don't feel this is a trivial range, and yet, sub $65 seem to have special rules that add a ridiculous amount of stress. I din't want children because I didn't want to raise a child who had fight for basic comforts. I personally don't want a child for the purpose of qualifying for a break, and I've not felt the desire to raise a child on the "chance" that some payouts will work. Checking a few of the items you metnioned, I'm glad you did as they're not known tot me, but it seems risky, and the conditions that forbid me to qualify are too great/ambiguous. Again, I cannot stress how relaxing it is to be in Russia of all places and be told "MRI? 4000 rubles" _before_ I take the MRI, when the same MRI in the US has a variable cost only delivered _after_ the procedure. This stresses me out immensely. When I was last in the US temporarily, I had an ear infection, and since I had no insurance, medication cost me $450 for a week's worth of pills; abroad, this cost me $10 I cannot stress enough that it's not about the potential to circumvent the systems that the US has, it's about the base out of pocket cost and how you are penalized for not participating in the US healthcare system. I grant there might bee another answer, but somehow the rest of the world uses the same machines/analyses and can charge far less. It's only the US where I was afraid to even go to the hospital _with insurance_ when I might have broken my ribs on the off-chance I'd be denied. yes, I could fight it, but after 10+ hours, this is almost a part-time/full-time job to get what I've already paid for. If I already paid, why do I have to spend my time to get what is rightfully mine?