Those days when you dress up, go to your local bank and the banker makes a decision based on their 'knowledge' about you, are long long gone. Loan applications

Those days when you dress up, go to your local bank and the banker makes a decision based on their 'knowledge' about you, are long long gone. Loan applications are standardised and things like credit scores play big role. Things are probably a little bit different when we are talking 7-8 digit loans.