> Another example is that Windows still needs a local username and password, even if you've logged in with a Microsoft account, and this can get out of sync if

> Another example is that Windows still needs a local username and password, even if you've logged in with a Microsoft account, and this can get out of sync if you change your Microsoft account password online, meaning you now have a different local password to your online account. I tripped over this when I first started using Windows 10. It felt so unbelievably frustrating to be locked out of a local system because I couldn't remember my MS account password anymore. As a reward for that, I discovered MS was indexing the contents of all my hard-drives, could suddenly look at my local hard drives just by logging into my MS account from any other device. Even tho I went out of my way to disable as much of the home-phone functionality as possible; Just takes one auto-update to default a lot of these settings without ever informing the user about it.