“Would you like no money until we change our minds or you find a way to hire a lawyer (with no money to do so) and maybe win against us in court in a few years

“Would you like no money until we change our minds or you find a way to hire a lawyer (with no money to do so) and maybe win against us in court in a few years and after having used up most of the potential proceeds in attorney’s fees, OR just sign here and we’ll skim 20% and call it even”. Protection racket.