Sure. It follows immediately that we must then ensure that there aren't unnecessary middlemen involved in payments. The alternative is that you can't pay your

Sure. It follows immediately that we must then ensure that there aren't unnecessary middlemen involved in payments. The alternative is that you can't pay your mother rent because a third party (me) has a different political opinion to you. The banking system is too important to be disconnected from for political reasons, it's about as close to an "off switch" you can get. You "can't" force the phone company to carry my calls, so maybe they could cut me off and I couldn't speak to my grandma on the other side of the country any more. Basically we have two options. For a sufficiently important system, we can either decentralize it such that there's no middleman to get in the way (physical cash is an example of this) or we can force the carriers to act neutrally.