This is a design choice and not inherent in college loan forgiveness. For example, one could easily imagine a loan forgiveness program where only people making

This is a design choice and not inherent in college loan forgiveness. For example, one could easily imagine a loan forgiveness program where only people making less than $50,000 a year have their loans forgiven. Or a program where the loans are not forgiven all at once, but the regular payments are taken over by the government, and the person becomes responsible for the payments themselves if they begin to make more than some inflation-adjusted amount.